On Independence Day, if you're a potential long-term caregiver or one who may need care, why not resolve to protect your own independence in the years to come?  This advice comes from LTC Partners & Insurance Services, a leading long-term care insurance agency representing multiple carriers.   According to Petra Petry, Irvine-based agent with LTC Partners & Insurance Services, many Americans lose their freedom of choice and personal lifestyles when a loved one, unprotec... Read More